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02. ASSESSMENT REPORT_2026 FINAL Assessment Report - 2026 - This report includes specific information regarding the 2026 assessment, as well as general information about both the appeals and assessment processes. TABLE OF CONTENTS Introduction ............................................................................................................................................................... 3 Sales Analysis Section ............................................................................................................................................... 4 Sales Analysis......................................................................................................................................................... 4 Sales Statistics Defined ........................................................................................................................................ 4 Arm’s-Length Transactions ................................................................................................................................. 6 Residential Lender-Mediated Sales ................................................................................................................... 8 County Sales Statistics by Classification ........................................................................................................ 10 Historic Average Sale Prices: Single Family & Townhome/Condo............................................................ 12 Past & Current Year Adjustments/Parcel Count Section ................................................................................ 13 Agricultural Class Summary: Current Year Adjustments ............................................................................ 13 Agricultural Class: Past & Current Year Adjustments ............................................................................. 14 Agricultural Class: Parcel Counts ................................................................................................................ 15 Apartment Class Summary: Current Year Adjustments ............................................................................. 16 Apartment Class: Past & Current Year Adjustments .............................................................................. 17 Apartment Class: Parcel Counts.................................................................................................................. 18 Commercial/Industrial Class Summary: Current Year Adjustments ........................................................ 19 Commercial/Industrial Class: Past & Current Year Adjustments ......................................................... 20 Commercial/Industrial Class: Parcel Counts............................................................................................. 21 Residential/SRR Class Summary: Current Year Adjustments .................................................................... 22 Residential/SRR Class: Past & Current Year Adjustments ..................................................................... 23 Residential/SRR Class: Parcel Counts ........................................................................................................ 24 Total Taxable Class Summary: Current Year Adjustments ......................................................................... 25 Total Taxable Class: Past & Current Year Adjustments .......................................................................... 26 Total Taxable Class: Parcel Counts ............................................................................................................. 27 Residential/SRR Class: Current Year Value Changes ................................................................................... 28 Market Value Section ............................................................................................................................................ 29 Distribution of Market Value by Classification ............................................................................................ 29 Historical Median Residential Improved Value: Residential/SRR ........................................................ 30 Historical Median Residential Improved Value: Townhomes/Condos ............................................... 31 Historical Median Residential Improved Value: Single Family ............................................................. 32 Single Family and Townhome/Condo breakdown .................................................................................. 33 Historical County Median Residential Improved Value (Data from page 30) .................................... 33 Other Assessment Related Information ............................................................................................................ 34 New Construction .............................................................................................................................................. 34 Current New Construction Starts: All Classifications .............................................................................. 34 Past & Current New Construction Starts: Single Family and Townhome/Condo .............................. 35 Historical New Construction Summary: All Classifications .................................................................... 36 Appraiser Activity: Permit & Quintile Review Counts ................................................................................ 37 Appraiser Activity: Tax Petition Related ....................................................................................................... 38 Tax Petitions for Payable Years 2021-2025 .............................................................................................. 39 Assessment Process: Statutory Requirements ............................................................................................. 40 Appeals Process ................................................................................................................................................. 42 Property Tax Calendar ...................................................................................................................................... 44 2026 Local Board & Open Book Meeting Schedule ..................................................................................... 46 3 | Page INTRODUCTION The Washington County Assessor Division has prepared this 2026 Assessment Report for use by the County Board, City Councils, Town Boards, residents, and staff. This report includes specific information regarding the 2026 assessment, as well as general information about both the appeals and assessment processes. Minnesota statutes establish specific requirements for the assessment of property. The law requires that all real property be valued at market value, which is defined as the usual or most likely selling price as of the January 2nd assessment date. The estimated market values established through the 2026 assessment are based upon actual real estate market trends of Washington County properties from October 1, 2024, through September 30, 2025. From these trends, our mass appraisal system is used to determine individual property values. Detailed discussion of the sales analysis can be found in the “Sales Analysis” section of this report. The summaries breaking down the adjustments made in each community, by property use, can be found in the “Past and Current Year Adjustments/Parcel Count” section of this report. Property owners who have questions or concerns regarding the estimated market value that has been established for their property are encouraged to contact the property appraiser responsible for their area. In most cases, an interior inspection of the property will be necessary. For detailed discussion regarding the appeals period, please refer to the section of this report titled “Other Assessment Related Information.” Lisa Young, S.A.M.A. Washington County Assessor 4 | Page SALES ANALYSIS SECTION Sales Analysis The assessment function is governed by Minnesota State statute. The law requires that all real property be valued at market value, which is defined as the usual or most likely selling price as of the assessment date of January 2nd of each year. Assessors are historians and measure the market based on sales which have occurred previous to the assessment date. Assessors do not create the value or predict what the market will do; rather, the assessor’s job is to follow the patterns set by the real estate market. Information on the sales of real estate is of paramount importance to the assessors in a market- based property tax system. Sales information is required to be submitted electronically using the program developed by the Minnesota Department of Revenue. This program is known as the Electronic Certificate of Real Estate Value (eCRV). The Department of Revenue requires all County Assessors to utilize a specified time period for sales analysis. This time period of 12 months is from October 1st through September 30th preceding the assessment date. Sales within this time period will be used to determine the changes in assessed value that may be needed in each community for the impending assessment. For example, the sales that occurred between October 1, 2024, and September 30, 2025, are used to establish the January 2, 2026, assessed values. The assessor’s office is charged with setting estimated market values for tax purposes at actual market value. The relationship between sales prices to estimated market value is called the sales ratio. The target median ratio range is set by the assessor’s office for all Washington County communities (for all classes of property); the range established for the 2026 assessment is 93%- 96%. We make every effort to make certain that each municipality in Washington County falls within this range. In this way, we ensure an equitable distribution of the property tax burden for all Washington County taxpayers. Sales Statistics Defined In addition to the median ratio, we have the ability to measure other statistics to test the accuracy of the assessment. Some of these are also used at the state level. The primary statistics used are: Median Ratio This is a measure of central tendency. The median of a sample is the value for which one-half (50%) of the observations (when stratified) will lie above that value and one-half will lie below that value. The median is not susceptible to extreme observations referred to as outliers. We use this ratio, much like the mean, not only to measure our assessment level, but also to analyze property values by municipality, type of dwelling and value range. These studies enable us to track market trends in neighborhoods, popular housing types and classes of property. 5 | Page Arithmetic Mean Ratio The mean is the average ratio. Unlike the median, the mean is influenced by outliers. We use this ratio not only to measure our assessment level, but also to analyze property values by municipality, type of dwelling and value range. These studies enable us to track market trends in neighborhoods, popular housing types and classes of property. Within the county, we strive to achieve a ratio within the 93%-96% range for the median and mean. This allows us a margin to account for a fluctuating market and still maintain ratios within state mandated guidelines. Coefficient of Dispersion (COD) The COD is used to measure the accuracy of the assessment. The COD indicates the spread of the ratios from the mean or median ratio. The goal of a good assessment is a COD of 10 to 20. A COD under 10 is considered excellent and anything over 20 will result in an assessment review by the Department of Revenue. Price-Related Differential (PRD) The PRD is used to measure value related inequities in the assessment, referred to as regressivity or progressivity. Appraised values are regressive if high value properties are under appraised relative to low value properties and progressive if high value properties are over appraised relative to the low value properties. The PRD is found by taking the mean (average) ratio of the sample and dividing it by the weighted (aggregate) mean ratio. The acceptable range is .98 to 1.03. 6 | Page Arm’s-Length Transactions The Department of Revenue requires all County Assessors to utilize a specified time period in their sales analysis. This time period is 12 months from October 1st through September 30th, preceding the January 2nd assessment date. Sales within this time period will be used to determine the changes in the prior years assessed values in each community for the impending assessment. The sales that occur within this October 1st through September 30th time period, each year, are closely scrutinized by the appraisers within the Assessor Division. Evidence suggesting a forced sale, foreclosure, a sale to a relative, or anything other than an arm’s-length transaction requires the sales to be disqualified from the sales study. This is important, because the real estate sales information constitutes the statistical basis for determining the annual adjustments that are made to the valuation models. An arm’s-length transaction is any transaction in which buyers and sellers of a product act independently and have no relationship to each other. The concept of an arm's-length transaction is to ensure that both parties in the deal are acting in their own self-interest and are not subject to any pressure or duress from the other party. The following graphs and charts show the number of arm’s-length transactions that occurred within each sales period. Sales Period 10/1/20 - 9/30/21 10/1/21 - 9/30/22 10/1/22 - 9/30/23 10/1/23 - 9/30/24 10/1/24 - 9/30/25 ay2022 ay2023 ay2024 ay2025 ay2026 Apartment 10 6 5 7 12 Commercial 61 59 44 50 30 Residential 4,341 3,810 2,938 2,867 3,193 Single Family 2,996 2,621 1,981 1,989 2,187 Townhome/Condo 1,345 1,189 957 928 1,006 TOTAL 4,412 3,875 2,987 2,924 3,235 7 | Page Residential/SRR (Seasonal Rec) sales count ay2022-ay2026 Sales Period 10/1/20- 9/30/21 10/1/21- 9/30/22 10/1/22- 9/30/23 10/1/23- 9/30/24 10/1/24- 9/30/25 Difference from Previous Year ay2022 ay2023 ay2024 ay2025 ay2026 Afton 34 24 20 25 24 -1 Bayport 50 42 33 32 21 -11 Baytown 20 33 18 19 17 -2 Birchwood 12 16 4 11 5 -6 Cottage Grove 585 513 455 407 478 71 Dellwood 18 14 13 18 9 -9 Denmark 10 11 7 8 11 3 Forest Lake 290 300 212 209 195 -14 Grant 51 37 27 32 34 2 Grey Cloud 3 2 2 4 2 -2 Hastings 0 0 0 0 0 0 Hugo 316 315 219 220 274 54 Lake Elmo 172 135 114 133 154 21 Lake St. Croix 12 16 6 13 19 6 Lakeland 25 23 17 10 8 -2 Lakeland Shores 3 3 2 1 2 1 Landfall 0 0 0 0 0 0 Mahtomedi 117 100 67 76 83 7 Marine 14 9 5 14 9 -5 May 30 32 15 28 20 -8 Newport 48 55 32 24 38 14 Oak Park Hgts 55 46 41 39 45 6 Oakdale 404 388 333 310 305 -5 Pine Springs 4 5 1 1 0 -1 St. Mary's Point 5 7 1 3 2 -1 St. Paul Park 84 77 47 45 41 -4 Scandia 69 30 39 28 38 10 Stillwater 363 308 200 233 281 48 Stillwater Twp 22 25 14 13 10 -3 West Lakeland 44 39 20 15 38 23 White Bear Lake 4 1 3 2 0 -2 Willernie 12 13 5 9 6 -3 Woodbury 1,465 1,191 966 885 1,024 139 COUNTY 4,341 3,810 2,938 2,867 3,193 326 8 | Page Residential Lender-Mediated Sales Foreclosures Properties in which the financial institution has repossessed the home from the owner due to non-payment of mortgage obligations. Short Sales Unique arrangements where the financial institution and in-default homeowner work together in an attempt to sell the home before it is foreclosed upon. In both situations, lenders are highly motivated “sellers”, which can result in discounted asking prices as they attempt to move the assets quickly from the balance sheets. Lender mediated sales are not used in the sales study. 4,341 3,810 2,938 2,867 3,193 22 6 35 29 38 0 500 1,000 1,500 2,000 2,500 3,000 3,500 4,000 4,500 5,000 ay2022 ay2023 ay2024 ay2025 ay2026 Comparison of Arm's-Length & Lender-Mediated Sales ay22-ay26 (Data from pages 7 & 9) Arm's-Length Sales Lender-Mediated Sales 9 | Page Residential Lender Mediated Sales Count ay2022-ay2026 Sales Period 10/1/20- 9/30/21 10/1/21- 9/30/22 10/1/22- 9/30/23 10/1/23- 9/30/24 10/1/24- 9/30/25 ay2022 ay2023 ay2024 ay2025 ay2026 Afton 0 0 3 0 1 Bayport 1 0 0 0 1 Baytown 0 0 0 0 0 Birchwood 0 0 0 0 2 Cottage Grove 2 1 2 5 6 Dellwood 0 0 0 0 0 Denmark 0 0 1 0 0 Forest Lake 1 2 2 6 2 Grant 2 0 1 1 0 Grey Cloud 0 0 0 1 0 Hastings 0 0 0 0 0 Hugo 2 1 0 0 4 Lake Elmo 0 0 0 0 0 Lake St. Croix 1 0 0 0 1 Lakeland 0 0 3 1 0 Lakeland Shores 0 0 0 0 0 Landfall 0 0 0 0 0 Mahtomedi 0 0 4 0 0 Marine 0 0 1 0 0 May 0 0 1 0 0 Newport 0 0 0 0 3 Oak Park Hgts 0 0 0 0 1 Oakdale 6 0 4 4 3 Pine Springs 0 0 0 0 0 St. Mary's Point 0 0 0 0 0 St. Paul Park 2 0 4 3 1 Scandia 1 0 0 0 1 Stillwater 0 2 2 2 2 Stillwater Twp 1 0 0 1 1 West Lakeland 0 0 1 0 1 White Bear Lake 0 0 0 0 0 Willernie 0 0 0 0 0 Woodbury 3 0 6 5 8 COUNTY 22 6 35 29 38 10 | Page County Sales Statistics by Classification The statistics listed for each use (classification) below are measured after the annual adjustments are applied to each classification of each property. Apartment Sales Statistics (After Annual Adjustments) Commercial/Industrial Sales Statistics (After Annual Adjustments) Residential Sales Statistics (After Annual Adjustments) Sales Period 10/1/20- 9/30/21 10/1/21- 9/30/22 10/1/22- 9/30/23 10/1/23- 9/30/24 10/1/24- 9/30/25 ay2022 ay2023 ay2024 ay2025 ay2026 Number of Sales 10 6 5 7 12 Median 94.5% 94.7% 97.6% 99.3% 95.4% Mean 92.0% 95.2% 98.2% 96.5% 96.8% Sales Period 10/1/20- 9/30/21 10/1/21- 9/30/22 10/1/22- 9/30/23 10/1/23- 9/30/24 10/1/24- 9/30/25 ay2022 ay2023 ay2024 ay2025 ay2026 Number of Sales 61 59 44 50 30 Median 99.5% 93.9% 94.4% 97.1% 95.6% Mean 101.9% 94.4% 97.5% 97.0% 91.5% Sales Period 10/1/20- 9/30/21 10/1/21- 9/30/22 10/1/22- 9/30/23 10/1/23- 9/30/24 10/1/24- 9/30/25 ay2022 ay2023 ay2024 ay2025 ay2026 Number of Sales 4,341 3,810 2,938 2,867 3,193 Median 93.8% 93.3% 94.7% 95.0% 95.0% Mean 94.2% 94.4% 95.1% 95.3% 95.0% 11 | Page Residential Sales Statistics The sales statistics (Number of Sales, Low Sale Price, and High Sale Price) are based on data collected from sales that occurred between October 1, 2024, and September 30, 2025. The remaining statistics are measured after annual value changes are applied to the going-in ratio (previous year assessed value/sale price) in each community for the 2026 assessment. The Department of Revenue uses median sales ratio to analyze the performance of the assessment. Median sales ratios are calculated when there are at least six sales and ratios are required to be between 90% to 105%. If there are 30 sales or less in a community, the median sales ratio is the only statistic deemed reliable. # of Sales Median Sales Ratio COD PRD Low Sale (no trend applied) High Sale (no trend applied) Afton 24 95.2%355,000$ 3,500,000$ Bayport 21 95.5%150,000$ 965,250$ Baytown 17 95.1%470,000$ 1,750,000$ Birchwood 5 325,000$ 450,000$ Cottage Grove 478 94.8% 5.48 1.006 185,000$ 985,000$ Dellwood 9 95.8%670,000$ 2,335,000$ Denmark 11 94.7%460,000$ 2,400,000$ Forest Lake 195 95.2% 8.14 1.015 216,000$ 1,700,000$ Grant 34 95.5% 11.53 1.047 385,000$ 2,160,000$ Grey Cloud 2 310,000$ 670,000$ Hastings 0 -$ -$ Hugo 274 95.0% 6.79 1.018 170,000$ 2,150,000$ Lake Elmo 154 95.3% 7.67 1.010 255,000$ 1,799,000$ Lake St. Croix 19 95.1%165,000$ 1,125,000$ Lakeland 8 95.0%355,000$ 1,150,000$ Lakeland Shores 2 470,500$ 610,000$ Landfall 0 -$ -$ Mahtomedi 83 94.4% 9.84 1.038 259,900$ 1,470,000$ Marine 9 95.6%320,000$ 1,199,000$ May 20 95.0%469,900$ 1,400,000$ Newport 38 94.8% 7.97 1.011 165,000$ 750,000$ Oak Park Hgts 45 95.2% 7.42 1.004 100,000$ 612,500$ Oakdale 305 95.0% 6.61 1.009 139,900$ 649,900$ Pine Springs 0 -$ -$ St. Mary's Point 2 515,000$ 1,350,000$ St. Paul Park 41 95.2% 6.22 1.005 235,000$ 441,000$ Scandia 38 95.1% 9.23 1.022 300,000$ 1,075,000$ Stillwater 281 94.8% 9.95 1.025 150,000$ 1,535,000$ Stillwater Twp 10 94.7%328,000$ 2,400,000$ West Lakeland 38 95.4% 8.52 1.017 389,000$ 1,340,000$ White Bear Lake 0 -$ -$ Willernie 6 94.9%230,000$ 515,000$ Woodbury 1,024 94.9% 5.79 1.009 147,500$ 1,700,000$ COUNTY 3,193 95.0% 7.14 1.018 100,000$ 3,500,000$ 12 | Page Historic Average Sale Prices: Single Family & Townhome/Condo ay2022 ay2023 ay2024 ay2025 ay2026 Afton 722,300$ 724,500$ 809,500$ 1,025,900$ 1,091,200$ Bayport 361,000$ 436,400$ 424,400$ 576,100$ 444,400$ Baytown 754,000$ 894,000$ 1,031,300$ 1,026,900$ 999,600$ Birchwood 494,800$ 438,800$ 476,300$ 528,300$ 381,900$ Cottage Grove 344,300$ 371,500$ 388,300$ 397,800$ 408,700$ Dellwood 1,100,000$ 1,226,900$ 849,700$ 1,018,400$ 1,096,100$ Denmark 697,300$ 751,800$ 727,800$ 624,300$ 962,100$ Forest Lake 375,900$ 383,600$ 431,200$ 398,200$ 441,100$ Grant 672,700$ 754,200$ 773,500$ 881,400$ 843,400$ Grey Cloud 564,700$ 272,500$ 527,500$ 399,900$ 490,000$ Hastings -$ -$ -$ -$ -$ Hugo 449,900$ 392,000$ 403,800$ 411,200$ 414,500$ Lake Elmo 619,000$ 657,300$ 659,600$ 697,600$ 694,800$ Lake St. Croix 354,800$ 411,700$ 419,700$ 354,000$ 441,700$ Lakeland 571,200$ 538,700$ 416,800$ 772,700$ 494,100$ Lakeland Shores 1,004,700$ 502,300$ 530,500$ 353,500$ 540,300$ Landfall -$ -$ -$ -$ -$ Mahtomedi 527,900$ 471,400$ 496,800$ 610,200$ 551,100$ Marine 572,400$ 386,100$ 553,400$ 577,100$ 650,100$ May 691,800$ 754,800$ 800,300$ 765,700$ 815,900$ Newport 304,500$ 357,800$ 354,400$ 348,900$ 420,000$ Oak Park Hgts 284,700$ 337,300$ 343,300$ 332,400$ 361,600$ Oakdale 288,000$ 320,500$ 329,200$ 333,600$ 344,400$ Pine Springs 663,700$ 648,000$ 619,900$ 645,500$ -$ St. Mary's Point 544,000$ 429,300$ 380,000$ 626,700$ 932,500$ St. Paul Park 267,000$ 286,400$ 296,500$ 288,600$ 318,500$ Scandia 499,100$ 578,800$ 648,100$ 574,500$ 568,900$ Stillwater 413,300$ 462,700$ 446,100$ 476,900$ 496,400$ Stillwater Twp 802,900$ 696,800$ 811,300$ 827,900$ 925,700$ West Lakeland 695,200$ 841,900$ 776,600$ 927,900$ 773,700$ White Bear Lake 390,600$ 345,000$ 342,100$ 368,800$ -$ Willernie 277,800$ 326,500$ 249,200$ 365,800$ 339,200$ Woodbury 411,600$ 441,000$ 458,800$ 469,000$ 474,600$ COUNTY AVERAGE 410,300$ 437,500$ 447,900$ 471,100$ 478,500$ 13 | Page PAST & CURRENT YEAR ADJUSTMENTS/PARCEL COUNT SECTION Agricultural Class Summary: Current Year Adjustments Afton 3,000,200$ 170 170,450,300$ 175,681,500$ 1.3% Bayport -$ 0 -$ -$ 0.0% Baytown -$ 42 29,865,000$ 29,462,500$ -1.3% Birchwood -$ 0 -$ -$ 0.0% Cottage Grove 125,300$ 135 135,633,100$ 135,615,800$ -0.1% Dellwood -$ 6 5,187,100$ 5,980,800$ 15.3% Denmark 210,500$ 335 233,327,300$ 236,564,600$ 1.3% Forest Lake 219,200$ 148 74,454,300$ 76,078,500$ 1.9% Grant -$ 132 115,064,400$ 110,732,700$ -3.8% Grey Cloud -$ 10 5,273,000$ 5,457,100$ 3.5% Hastings -$ 1 28,500$ 28,500$ 0.0% Hugo 167,400$ 253 147,046,300$ 148,982,100$ 1.2% Lake Elmo 373,400$ 105 99,198,600$ 97,952,500$ -1.6% Lake St. Croix -$ 0 -$ -$ 0.0% Lakeland -$ 4 2,276,200$ 2,281,100$ 0.2% Lakeland Shores -$ 0 -$ -$ 0.0% Landfall -$ 0 -$ -$ 0.0% Mahtomedi -$ 2 314,200$ 327,400$ 4.2% Marine -$ 9 5,907,900$ 6,243,500$ 5.7% May 1,155,300$ 285 191,486,200$ 193,979,400$ 0.7% Newport -$ 2 8,009,100$ 7,441,500$ -7.1% Oak Park Hgts -$ 0 -$ -$ 0.0% Oakdale -$ 4 3,917,100$ 3,935,800$ 0.5% Pine Springs -$ 0 -$ -$ 0.0% St. Mary's Point -$ 0 -$ -$ 0.0% St. Paul Park -$ 57 4,970,600$ 4,122,400$ -17.1% Scandia 666,100$ 284 144,001,800$ 146,711,500$ 1.4% Stillwater -$ 4 4,229,600$ 3,663,800$ -13.4% Stillwater Twp 136,900$ 106 78,796,800$ 81,987,000$ 3.9% West Lakeland -$ 43 36,753,100$ 37,635,300$ 2.4% White Bear Lake -$ 0 -$ -$ 0.0% Willernie -$ 0 -$ -$ 0.0% Woodbury 479,500$ 76 140,601,400$ 122,312,500$ -13.3% COUNTY 6,533,800$ 2,213 1,636,791,900$ 1,633,177,800$ -0.6% ay2026 New Construction Number of Parcels ay2026 Agricultural Value ay2025 Agricultural Value ay2026 % Growth (less NC) 14 | Page Agricultural Class: Past & Current Year Adjustments ay2022 ay2023 ay2024 ay2025 ay2026 5-Year Change Afton 21.6% 28.3% -6.7% 9.8% 1.3% 54.3% Bayport 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Baytown 15.3% 19.3% 3.4% 1.4% -1.3% 38.1% Birchwood 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Cottage Grove 18.6% 5.0% -1.0% 2.3% -0.1% 24.9% Dellwood 39.6% 42.7% -1.1% -2.0% 15.3% 94.5% Denmark 26.9% 12.9% 1.7% 18.1% 1.3% 61.0% Forest Lake 26.6% 4.1% -1.0% -0.3% 1.9% 31.3% Grant 29.1% 10.9% -2.1% 1.4% -3.8% 35.6% Grey Cloud 25.9% 1.7% 1.8% 0.8% 3.5% 33.7% Hastings 19.7% 0.0% 0.0% 0.0% 0.0% 19.7% Hugo 22.6% 13.4% -4.7% -1.0% 1.2% 31.5% Lake Elmo 28.1% 9.4% -1.4% -3.1% -1.6% 31.4% Lake St. Croix 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Lakeland 15.2% 7.8% 4.6% 16.6% 0.2% 44.4% Lakeland Shores 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Landfall 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Mahtomedi 25.0% 16.1% -41.7% 19.9% 4.2% 23.5% Marine 36.5% 3.4% 2.9% 1.7% 5.7% 50.2% May 29.0% 14.3% -0.2% -5.0% 0.7% 38.8% Newport 20.9% 22.0% -0.2% -0.1% -7.1% 35.6% Oak Park Hgts 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Oakdale 15.3% 8.8% -21.5% -43.4% 0.5% -40.3% Pine Springs 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% St. Mary's Point 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% St. Paul Park 26.4% 19.6% -0.2% 4.4% -17.1% 33.1% Scandia 30.0% 5.5% 1.2% 2.4% 1.4% 40.5% Stillwater 16.4% 7.4% 0.0% 0.3% -13.4% 10.7% Stillwater Twp 23.1% 19.3% 2.5% -5.4% 3.9% 43.4% West Lakeland 18.9% 5.5% 0.5% 14.5% 2.4% 41.8% White Bear Lake 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Willernie 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Woodbury 13.6% -4.1% -16.4% 1.5% -13.3% -18.8% COUNTY 23.7% 10.6% -2.8% 2.8% -0.6% 33.7% 15 | Page Agricultural Class: Parcel Counts ay2022 ay2023 ay2024 ay2025 ay2026 # Parcels # Parcels # Parcels # Parcels # Parcels Afton 173 169 171 167 170 3 Bayport 0 0 0 0 0 0 Baytown 46 44 43 43 42 -1 Birchwood 0 0 0 0 0 0 Cottage Grove 160 158 149 150 135 -15 Dellwood 5 5 5 5 6 1 Denmark 333 333 331 339 335 -4 Forest Lake 153 152 149 150 148 -2 Grant 144 142 141 141 132 -9 Grey Cloud 10 10 10 10 10 0 Hastings 1 1 0 0 0 0 Hugo 264 264 262 259 253 -6 Lake Elmo 118 118 118 108 105 -3 Lake St. Croix 0 0 0 0 0 0 Lakeland 4 4 4 4 4 0 Lakeland Shores 0 0 0 0 0 0 Landfall 0 0 0 0 0 0 Mahtomedi 2 2 2 2 2 0 Marine 9 9 9 9 9 0 May 312 311 302 293 285 -8 Newport 3 3 3 3 2 -1 Oak Park Hgts 0 0 0 0 0 0 Oakdale 4 4 4 4 4 0 Pine Springs 0 0 0 0 0 0 St. Mary's Point 0 0 0 0 0 0 St. Paul Park 58 63 58 58 57 -1 Scandia 323 313 311 300 284 -16 Stillwater 4 4 4 4 4 0 Stillwater Twp 109 110 110 106 106 0 West Lakeland 46 45 44 43 43 0 White Bear Lake 0 0 0 0 0 0 Willernie 0 0 0 0 0 0 Woodbury 97 90 90 87 76 -11 COUNTY 2,378 2,354 2,320 2,285 2,212 -73 +/- 16 | Page Apartment Class Summary: Current Year Adjustments Afton -$ 2 2,270,000$ 2,270,000$ 0.0% Bayport -$ 23 27,113,300$ 27,915,400$ 3.0% Baytown -$ 1 769,700$ 769,700$ 0.0% Birchwood -$ 0 -$ 0.0% Cottage Grove 3,429,600$ 54 260,916,200$ 261,705,700$ -1.0% Dellwood -$ 0 -$ 0.0% Denmark -$ 1 1,314,700$ 1,293,700$ -1.6% Forest Lake 4,340,700$ 76 292,518,300$ 286,963,200$ -3.4% Grant -$ 1 1,530,000$ 1,530,600$ 0.0% Grey Cloud -$ 0 -$ 0.0% Hastings -$ 0 -$ 0.0% Hugo 12,386,800$ 14 57,747,600$ 70,376,700$ 0.4% Lake Elmo 9,303,000$ 19 130,993,500$ 142,980,100$ 2.0% Lake St. Croix -$ 1 627,900$ 660,500$ 5.2% Lakeland -$ 2 973,200$ 978,300$ 0.5% Lakeland Shores -$ 0 -$ 0.0% Landfall -$ 0 -$ 0.0% Mahtomedi 3,786,300$ 20 98,698,200$ 100,449,400$ -2.1% Marine -$ 2 493,100$ 526,400$ 6.8% May -$ 0 -$ 0.0% Newport 4,487,100$ 49 89,529,200$ 91,533,800$ -2.8% Oak Park Hgts -$ 33 175,952,100$ 186,009,100$ 5.7% Oakdale 30,267,700$ 60 534,391,000$ 549,646,400$ -2.8% Pine Springs -$ 0 -$ 0.0% St. Mary's Point -$ 0 -$ 0.0% St. Paul Park -$ 32 9,324,000$ 9,899,400$ 6.2% Scandia -$ 2 -$ 0.0% Stillwater 3,722,000$ 83 210,543,400$ 206,826,300$ -3.5% Stillwater Twp -$ 0 -$ 0.0% West Lakeland -$ 1 976,400$ 965,900$ -1.1% White Bear Lake -$ 1 14,446,100$ 14,711,800$ 1.8% Willernie -$ 1 1,096,000$ 1,180,400$ 7.7% Woodbury 41,293,700$ 81 1,224,077,400$ 1,236,365,900$ -2.4% COUNTY 113,016,900$ 559 3,136,301,300$ 3,195,558,700$ -1.7% ay2026 New Construction Number of Parcels ay2026 Apartment Value ay2025 Apartment Value ay2026 % Growth (less NC) 17 | Page Apartment Class: Past & Current Year Adjustments ay2022 ay2023 ay2024 ay2025 ay2026 5-Year Change Afton 1.8% 17.3% 2.9% -0.2% 0.0% 21.8% Bayport 17.0% 7.5% 1.5% -0.1% 3.0% 29.0% Baytown 8.8% 3.3% 0.0% 0.0% 0.0% 12.1% Birchwood 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Cottage Grove 31.6% 3.5% 0.9% -0.9% -1.0% 34.1% Dellwood 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Denmark 10.1% 16.4% -3.3% 2.6% -1.6% 24.2% Forest Lake 18.3% 14.1% -0.3% -6.1% -3.4% 22.6% Grant 4.6% 23.7% 5.9% 0.9% 0.0% 35.1% Grey Cloud 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Hastings 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Hugo 17.6% 6.9% 0.0% 1.7% 0.4% 26.6% Lake Elmo 9.7% 6.4% 1.0% 3.8% 2.0% 23.0% Lake St. Croix 27.5% 12.0% 1.6% 0.0% 5.2% 46.3% Lakeland 15.1% 4.6% 5.2% -0.4% 0.5% 25.0% Lakeland Shores 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Landfall 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Mahtomedi 12.9% 9.4% -0.9% -2.0% -2.1% 17.3% Marine 15.2% 2.3% 0.0% 0.0% 6.8% 24.3% May 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Newport 15.3% 18.8% 10.9% -2.2% -2.8% 40.0% Oak Park Hgts 16.0% 3.2% -0.5% -0.3% 5.7% 24.1% Oakdale 28.6% 14.7% -0.3% -4.4% -2.8% 35.7% Pine Springs 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% St. Mary's Point 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% St. Paul Park 22.7% 0.1% 0.0% 0.1% 6.2% 29.1% Scandia 16.7% 0.0% 0.0% 0.0% 0.0% 16.7% Stillwater 27.0% 8.3% -0.3% -1.0% -3.5% 30.5% Stillwater Twp 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% West Lakeland 13.4% 16.4% 5.2% -0.8% -1.1% 33.1% White Bear Lake 10.6% -8.9% 0.0% 1.0% 1.8% 4.5% Willernie 11.6% -3.4% 0.0% 0.0% 7.7% 16.0% Woodbury 16.1% 2.6% 0.0% 0.9% -2.4% 17.2% COUNTY 19.4% 6.6% 0.3% -1.0% -1.7% 23.6% 18 | Page Apartment Class: Parcel Counts ay2022 ay2023 ay2024 ay2025 ay2026 # Parcels # Parcels # Parcels # Parcels # Parcels Afton 2 2 2 2 2 0 Bayport 22 22 22 22 23 1 Baytown 1 1 1 1 1 0 Birchwood 0 0 0 0 0 0 Cottage Grove 44 45 46 47 54 7 Dellwood 0 0 0 0 0 0 Denmark 1 1 1 1 1 0 Forest Lake 73 74 75 76 76 0 Grant 2 1 1 1 1 0 Grey Cloud 0 0 0 0 0 0 Hastings 0 0 0 0 0 0 Hugo 11 11 11 12 14 2 Lake Elmo 10 10 12 17 19 2 Lake St. Croix 1 1 1 1 1 0 Lakeland 2 2 2 2 2 0 Lakeland Shores 0 0 0 0 0 0 Landfall 0 0 0 0 0 0 Mahtomedi 17 19 19 20 20 0 Marine 2 2 2 2 2 0 May 0 0 0 0 0 0 Newport 42 42 44 44 49 5 Oak Park Hgts 33 33 33 33 33 0 Oakdale 56 57 65 61 60 -1 Pine Springs 0 0 0 0 0 0 St. Mary's Point 0 0 0 0 0 0 St. Paul Park 31 31 31 32 32 0 Scandia 3 2 2 2 2 0 Stillwater 80 81 81 83 83 0 Stillwater Twp 0 0 0 0 0 0 West Lakeland 1 1 1 1 1 0 White Bear Lake 1 1 1 1 1 0 Willernie 1 1 1 1 1 0 Woodbury 81 79 76 81 81 0 COUNTY 517 519 530 543 559 16 +/- 19 | Page Commercial/Industrial Class Summary: Current Year Adjustments Afton 1,247,800$ 38 51,499,800$ 50,459,900$ -4.4% Bayport -$ 101 52,938,500$ 53,108,700$ 0.3% Baytown -$ 12 3,737,300$ 4,052,300$ 8.4% Birchwood -$ 0 -$ -$ 0.0% Cottage Grove 9,731,500$ 564 670,228,200$ 674,958,600$ -0.7% Dellwood -$ 26 20,021,900$ 20,025,400$ 0.0% Denmark 464,500$ 64 41,427,900$ 42,727,500$ 2.0% Forest Lake 3,019,700$ 538 375,751,600$ 374,436,100$ -1.2% Grant -$ 92 26,206,100$ 27,246,100$ 4.0% Grey Cloud -$ 22 3,842,700$ 3,671,100$ -4.5% Hastings -$ 5 2,019,500$ 2,019,500$ 0.0% Hugo 331,900$ 200 214,601,700$ 215,408,800$ 0.2% Lake Elmo 11,358,400$ 204 262,062,300$ 263,722,900$ -3.7% Lake St. Croix -$ 9 3,066,700$ 3,042,400$ -0.8% Lakeland -$ 39 18,770,100$ 18,571,000$ -1.1% Lakeland Shores 607,400$ 11 3,433,100$ 4,306,300$ 7.7% Landfall -$ 7 11,702,000$ 12,093,400$ 3.3% Mahtomedi -$ 69 80,060,200$ 77,971,600$ -2.6% Marine 158,200$ 17 4,036,800$ 4,151,700$ -1.1% May -$ 8 3,507,600$ 3,507,600$ 0.0% Newport 90,800$ 189 105,531,800$ 103,911,600$ -1.6% Oak Park Hgts 375,400$ 215 286,584,600$ 290,558,900$ 1.3% Oakdale 3,778,400$ 382 665,397,800$ 669,429,300$ 0.0% Pine Springs -$ 0 -$ -$ 0.0% St. Mary's Point -$ 0 -$ -$ 0.0% St. Paul Park -$ 202 66,346,400$ 72,484,800$ 9.3% Scandia 422,700$ 76 21,910,500$ 22,776,200$ 2.0% Stillwater 19,324,600$ 399 469,500,800$ 484,609,600$ -0.9% Stillwater Twp -$ 6 1,434,900$ 1,761,600$ 22.8% West Lakeland -$ 32 19,963,400$ 20,491,600$ 2.6% White Bear Lake -$ 8 8,109,300$ 9,352,400$ 15.3% Willernie -$ 33 8,019,900$ 8,146,700$ 1.6% Woodbury 62,541,100$ 731 1,981,929,900$ 2,028,604,500$ -0.8% COUNTY 113,452,400$ 4,299 5,483,643,300$ 5,567,608,100$ -0.5% ay2026 New Construction Number of Parcels ay2026 Comm/Ind Value ay2025 Comm/Ind Value ay2026 % Growth (less NC) 20 | Page Commercial/Industrial Class: Past & Current Year Adjustments ay2022 ay2023 ay2024 ay2025 ay2026 5-Year Change Afton 14.4% 15.9% 4.6% 0.2% -4.4% 30.6% Bayport -0.7% 19.7% 0.7% 1.0% 0.3% 20.9% Baytown 6.0% 31.1% 14.7% 0.0% 8.4% 60.2% Birchwood 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Cottage Grove 5.1% 27.1% 1.4% -1.2% -0.7% 31.7% Dellwood 18.3% 15.6% 0.9% 0.0% 0.0% 34.8% Denmark 5.0% 22.3% -0.5% 2.6% 2.0% 31.4% Forest Lake 1.0% 21.4% 0.5% -2.2% -1.2% 19.6% Grant -3.2% 16.4% 0.1% 1.5% 4.0% 18.7% Grey Cloud 9.7% 8.8% -2.0% 0.0% -4.5% 12.0% Hastings 0.0% 9.9% 0.0% 0.0% 0.0% 9.9% Hugo 5.4% 21.6% -0.2% -2.3% 0.2% 24.6% Lake Elmo 3.7% 20.0% 2.5% 0.6% -3.7% 23.2% Lake St. Croix 2.7% 21.9% 5.8% 1.4% -0.8% 31.1% Lakeland 0.1% 14.6% 0.9% -2.1% -1.1% 12.4% Lakeland Shores -0.2% 12.5% 1.3% 7.3% 7.7% 28.6% Landfall 0.0% 22.8% 0.0% -0.8% 3.3% 25.4% Mahtomedi 5.9% 22.4% 1.0% -1.8% -2.6% 24.9% Marine -0.5% 13.5% 0.3% 0.0% -1.1% 12.2% May 10.6% 4.2% 4.3% -7.4% 0.0% 11.8% Newport 4.1% 23.2% 1.5% 1.8% -1.6% 29.1% Oak Park Hgts 1.7% 16.1% -1.1% 0.0% 1.3% 17.9% Oakdale 3.0% 17.7% 0.2% -1.0% 0.0% 19.9% Pine Springs 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% St. Mary's Point 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% St. Paul Park 22.0% 41.6% -0.6% 10.4% 9.3% 82.6% Scandia 6.9% 16.6% 0.1% 0.2% 2.0% 25.9% Stillwater 1.2% 18.5% 0.1% 4.3% -0.9% 23.2% Stillwater Twp 7.0% 1.3% 1.6% -9.8% 22.8% 22.8% West Lakeland 6.8% 23.8% 3.8% 4.8% 2.6% 41.8% White Bear Lake -0.1% 21.2% 2.6% 11.3% 15.3% 50.3% Willernie 2.3% 24.7% 0.5% 0.5% 1.6% 29.5% Woodbury 1.8% 18.2% 0.0% -1.2% -0.8% 18.0% COUNTY 2.9% 19.8% 0.4% -0.4% -0.5% 22.2% 21 | Page Commercial/Industrial Class: Parcel Counts ay2022 ay2023 ay2024 ay2025 ay2026 # Parcels # Parcels # Parcels # Parcels # Parcels Afton 39 38 39 38 38 0 Bayport 107 107 101 101 101 0 Baytown 10 12 12 12 12 0 Birchwood 0 0 0 0 0 0 Cottage Grove 567 568 569 564 564 0 Dellwood 28 26 26 26 26 0 Denmark 65 65 65 65 64 -1 Forest Lake 546 544 540 539 538 -1 Grant 93 93 93 93 92 -1 Grey Cloud 22 22 22 22 22 0 Hastings 5 5 5 5 5 0 Hugo 195 205 202 198 200 2 Lake Elmo 201 204 209 210 204 -6 Lake St. Croix 9 9 9 9 9 0 Lakeland 38 38 38 39 39 0 Lakeland Shores 9 9 9 9 11 2 Landfall 7 7 7 7 7 0 Mahtomedi 77 68 68 69 69 0 Marine 16 16 16 16 17 1 May 8 8 8 8 8 0 Newport 197 197 201 200 189 -11 Oak Park Hgts 220 215 215 215 215 0 Oakdale 393 398 394 386 382 -4 Pine Springs 0 0 0 0 0 0 St. Mary's Point 0 0 0 0 0 0 St. Paul Park 200 201 202 202 202 0 Scandia 75 72 72 71 76 5 Stillwater 394 391 390 400 399 -1 Stillwater Twp 6 6 6 6 6 0 West Lakeland 33 33 34 34 32 -2 White Bear Lake 9 9 9 8 8 0 Willernie 33 33 33 33 33 0 Woodbury 574 577 571 658 731 73 COUNTY 4,176 4,176 4,165 4,243 4,299 56 +/- 22 | Page Residential/SRR Class Summary: Current Year Adjustments Afton 9,201,000$ 1,255 825,528,800$ 874,522,600$ 4.8% Bayport 2,015,900$ 1,054 438,098,400$ 439,931,100$ 0.0% Baytown 16,040,800$ 895 675,084,700$ 668,364,800$ -3.4% Birchwood 518,400$ 412 220,074,100$ 231,734,800$ 5.1% Cottage Grove 106,385,300$ 15,084 5,617,726,500$ 5,864,625,000$ 2.5% Dellwood 3,553,200$ 496 461,489,800$ 503,499,200$ 8.3% Denmark 4,571,000$ 747 445,863,000$ 481,092,600$ 6.9% Forest Lake 25,243,600$ 7,598 2,872,869,000$ 2,932,101,800$ 1.2% Grant 13,733,800$ 1,776 1,168,294,500$ 1,211,881,800$ 2.6% Grey Cloud 256,900$ 151 58,156,300$ 57,870,400$ -0.9% Hastings 4 791,100$ 820,300$ 3.7% Hugo 68,591,700$ 6,974 2,790,336,700$ 2,882,395,900$ 0.8% Lake Elmo 96,200,700$ 5,287 2,983,741,600$ 3,171,897,400$ 3.1% Lake St. Croix 669,000$ 705 178,697,300$ 183,380,900$ 2.2% Lakeland 391,900$ 782 334,368,800$ 355,868,600$ 6.3% Lakeland Shores 502,300$ 142 79,767,100$ 82,639,300$ 3.0% Landfall 1 215,600$ 185,300$ -14.1% Mahtomedi 5,857,000$ 3,035 1,471,951,800$ 1,519,382,700$ 2.8% Marine 1,214,600$ 509 207,898,100$ 211,432,200$ 1.1% May 5,137,400$ 1,436 846,348,300$ 861,693,300$ 1.2% Newport 1,461,100$ 1,530 476,273,900$ 486,605,600$ 1.9% Oak Park Hgts 676,900$ 1,564 460,615,500$ 457,734,800$ -0.8% Oakdale 28,596,100$ 10,067 3,161,007,400$ 3,262,245,500$ 2.3% Pine Springs 175,700$ 164 84,002,600$ 85,615,200$ 1.7% St. Mary's Point 875,600$ 295 114,696,200$ 116,712,600$ 1.0% St. Paul Park 995,800$ 2,064 536,945,400$ 551,283,600$ 2.5% Scandia 7,603,900$ 2,218 939,989,200$ 962,980,100$ 1.6% Stillwater 8,135,300$ 7,536 3,164,777,600$ 3,283,037,700$ 3.5% Stillwater Twp 8,358,200$ 816 523,234,700$ 587,091,700$ 10.6% West Lakeland 10,995,400$ 1,446 1,055,184,900$ 1,075,132,300$ 0.8% White Bear Lake 99 34,231,500$ 34,640,900$ 1.2% Willernie 115,400$ 312 65,117,600$ 70,348,100$ 7.9% Woodbury 156,050,300$ 27,238 12,065,079,500$ 12,351,917,000$ 1.1% COUNTY 584,124,200$ 103,692 44,358,457,500$ 45,860,665,100$ 2.1% ay2026 % Growth (less NC) ay2026 New Construction Number of Parcels ay2026 Res/SRR Value ay2025 Res/SRR Value 23 | Page Residential/SRR Class: Past & Current Year Adjustments ay2022 ay2023 ay2024 ay2025 ay2026 5-Year Change Afton 19.1% 14.0% -12.8% 6.1% 4.8% 31.2% Bayport 15.6% 11.1% -3.8% 6.8% 0.0% 29.8% Baytown 18.1% 18.4% 0.2% -0.2% -3.4% 33.1% Birchwood 26.0% -0.8% 2.4% -1.9% 5.1% 30.8% Cottage Grove 22.2% 9.9% -3.5% 4.1% 2.5% 35.3% Dellwood 22.5% 8.5% -3.3% -6.8% 8.3% 29.3% Denmark 25.4% 5.4% -0.2% -4.2% 6.9% 33.3% Forest Lake 27.1% 4.7% 2.2% 0.3% 1.2% 35.5% Grant 21.6% 8.1% -3.7% 3.8% 2.6% 32.3% Grey Cloud 27.2% 0.8% 2.3% 4.3% -0.9% 33.6% Hastings 19.8% 3.7% -0.2% 0.7% 3.7% 27.7% Hugo 21.0% 7.0% -4.0% 3.4% 0.8% 28.2% Lake Elmo 22.1% 3.6% 1.3% 0.7% 3.1% 30.8% Lake St. Croix 17.3% 10.1% -7.3% 8.8% 2.2% 31.2% Lakeland 17.1% 5.2% -5.4% 5.8% 6.3% 29.0% Lakeland Shores 17.3% 4.8% 2.0% -1.7% 3.0% 25.3% Landfall 3.7% 23.8% 0.0% 1.1% -14.1% 14.6% Mahtomedi 25.2% 1.5% 1.2% 1.2% 2.8% 32.0% Marine 32.8% -2.6% 5.6% 5.6% 1.1% 42.5% May 23.8% 7.8% -8.3% 7.8% 1.2% 32.3% Newport 20.9% 9.0% -7.1% 8.4% 1.9% 33.1% Oak Park Hgts 20.0% 5.3% 1.0% 6.3% -0.8% 31.8% Oakdale 18.1% 8.6% -1.6% 1.3% 2.3% 28.6% Pine Springs 25.5% 4.4% 3.2% -1.5% 1.7% 33.3% St. Mary's Point 20.2% 10.8% -1.8% -5.5% 1.0% 24.7% St. Paul Park 20.0% 4.2% -0.2% 4.2% 2.5% 30.6% Scandia 24.6% 4.6% -1.7% 3.8% 1.6% 33.0% Stillwater 18.7% 9.3% -1.6% 0.5% 3.5% 30.4% Stillwater Twp 20.6% 1.0% 0.5% -0.4% 10.6% 32.2% West Lakeland 19.5% 13.8% -6.6% 9.2% 0.8% 36.7% White Bear Lake 24.8% 0.3% 1.6% -0.3% 1.2% 27.7% Willernie 17.6% -4.5% 0.4% 9.2% 7.9% 30.6% Woodbury 18.6% 9.3% -3.2% 1.6% 1.1% 27.3% COUNTY 20.7% 7.9% -2.4% 2.3% 2.1% 30.5% 24 | Page Residential/SRR Class: Parcel Counts ay2022 ay2023 ay2024 ay2025 ay2026 # Parcels # Parcels # Parcels # Parcels # Parcels Afton 1,266 1,255 1,256 1,255 1,255 0 Bayport 1,026 1,023 1,019 1,019 1,054 35 Baytown 856 872 874 894 895 1 Birchwood 413 415 414 414 412 -2 Cottage Grove 13,875 14,177 14,439 14,706 15,084 378 Dellwood 509 506 506 505 496 -9 Denmark 742 744 747 743 747 4 Forest Lake 7,386 7,381 7,403 7,560 7,598 38 Grant 1,753 1,755 1,752 1,751 1,776 25 Grey Cloud 151 151 151 151 151 0 Hastings 3 4 4 4 4 0 Hugo 6,425 6,468 6,618 6,888 6,974 86 Lake Elmo 4,872 4,902 4,947 5,151 5,287 136 Lake St. Croix 714 714 714 707 705 -2 Lakeland 788 787 786 784 782 -2 Lakeland Shores 144 144 144 144 142 -2 Landfall 1 1 1 1 1 0 Mahtomedi 3,010 3,011 3,015 3,034 3,035 1 Marine 510 511 510 511 509 -2 May 1,429 1,427 1,429 1,426 1,436 10 Newport 1,424 1,421 1,414 1,413 1,530 117 Oak Park Hgts 1,558 1,557 1,553 1,565 1,564 -1 Oakdale 9,633 9,690 9,749 9,931 10,067 136 Pine Springs 164 164 164 164 164 0 St. Mary's Point 307 301 299 296 295 -1 St. Paul Park 1,991 1,982 1,983 2,001 2,064 63 Scandia 2,205 2,198 2,206 2,208 2,218 10 Stillwater 7,502 7,504 7,503 7,548 7,536 -12 Stillwater Twp 812 811 812 815 816 1 West Lakeland 1,438 1,442 1,446 1,446 1,446 0 White Bear Lake 99 99 99 99 99 0 Willernie 311 311 311 312 312 0 Woodbury 25,270 26,136 26,357 27,022 27,238 216 COUNTY 98,587 99,864 100,625 102,468 103,692 1,224 +/- 25 | Page Total Taxable Class Summary: Current Year Adjustments Afton 13,449,000$ 1,465 1,049,748,900$ 1,102,934,000$ 3.8% Bayport 2,015,900$ 1,178 518,150,200$ 520,955,200$ 0.2% Baytown 16,040,800$ 950 709,456,700$ 702,649,300$ -3.2% Birchwood 518,400$ 412 220,074,100$ 231,734,800$ 5.1% Cottage Grove 119,671,700$ 15,837 6,684,504,000$ 6,936,905,100$ 2.0% Dellwood 3,553,200$ 528 486,698,800$ 529,505,400$ 8.1% Denmark 5,246,000$ 1,147 721,932,900$ 761,678,400$ 4.8% Forest Lake 32,823,200$ 8,360 3,615,593,200$ 3,669,579,600$ 0.6% Grant 13,733,800$ 2,001 1,311,095,000$ 1,351,391,200$ 2.0% Grey Cloud 256,900$ 183 67,272,000$ 66,998,600$ -0.8% Hastings -$ 9 2,839,100$ 2,868,300$ 1.0% Hugo 81,477,800$ 7,441 3,209,732,300$ 3,317,163,500$ 0.8% Lake Elmo 117,235,500$ 5,615 3,475,996,000$ 3,676,552,900$ 2.4% Lake St. Croix 669,000$ 715 182,391,900$ 187,083,800$ 2.2% Lakeland 391,900$ 827 356,388,300$ 377,699,000$ 5.9% Lakeland Shores 1,109,700$ 153 83,200,200$ 86,945,600$ 3.2% Landfall -$ 8 11,917,600$ 12,278,700$ 3.0% Mahtomedi 9,643,300$ 3,126 1,651,024,400$ 1,698,131,100$ 2.3% Marine 1,372,800$ 537 218,335,900$ 222,353,800$ 1.2% May 6,292,700$ 1,729 1,041,342,100$ 1,059,180,300$ 1.1% Newport 6,039,000$ 1,770 679,344,000$ 689,492,500$ 0.6% Oak Park Hgts 1,052,300$ 1,812 923,152,200$ 934,302,800$ 1.1% Oakdale 62,642,200$ 10,513 4,364,713,300$ 4,485,257,000$ 1.3% Pine Springs 175,700$ 164 84,002,600$ 85,615,200$ 1.7% St. Mary's Point 875,600$ 295 114,796,200$ 116,712,600$ 0.9% St. Paul Park 995,800$ 2,355 617,586,400$ 637,790,200$ 3.1% Scandia 8,692,700$ 2,580 1,105,901,500$ 1,132,467,800$ 1.6% Stillwater 31,181,900$ 8,022 3,849,051,400$ 3,978,137,400$ 2.5% Stillwater Twp 8,495,100$ 928 603,466,400$ 670,840,300$ 9.8% West Lakeland 10,995,400$ 1,522 1,112,877,800$ 1,134,225,100$ 0.9% White Bear Lake -$ 108 56,786,900$ 58,705,100$ 3.4% Willernie 115,400$ 346 74,233,500$ 79,675,200$ 7.2% Woodbury 260,364,600$ 28,126 15,411,688,200$ 15,739,199,900$ 0.4% COUNTY 817,127,300$ 110,762 54,616,186,700$ 56,257,009,700$ 1.5% ay2026 New Construction Number of Parcels ay2026 Total Value ay2025 Total Value ay2026 % Growth (less NC) 26 | Page Total Taxable Class: Past & Current Year Adjustments ay2022 ay2023 ay2024 ay2025 ay2026 5-Year Change Afton 19.3% 16.1% -11.1% 6.3% 3.8% 34.4% Bayport 13.9% 11.8% -3.0% 5.8% 0.2% 28.6% Baytown 17.9% 18.5% 0.4% -0.2% -3.2% 33.4% Birchwood 26.0% -0.8% 2.4% -1.9% 5.1% 30.8% Cottage Grove 20.9% 10.9% -2.8% 3.3% 2.0% 34.3% Dellwood 22.5% 9.0% -3.1% -6.5% 8.1% 30.0% Denmark 24.5% 8.4% 0.3% 2.5% 4.8% 40.5% Forest Lake 23.4% 7.0% 1.7% -0.5% 0.6% 32.2% Grant 21.7% 8.5% -3.5% 3.5% 2.0% 32.2% Grey Cloud 26.0% 1.3% 2.0% 3.7% -0.8% 32.2% Hastings 5.2% 8.0% -0.1% 0.2% 1.0% 14.4% Hugo 19.8% 8.3% -3.7% 2.8% 0.8% 27.9% Lake Elmo 20.8% 4.9% 1.3% 0.7% 2.4% 30.0% Lake St. Croix 17.1% 10.5% -7.0% 8.6% 2.2% 31.4% Lakeland 16.2% 5.7% -5.0% 5.4% 5.9% 28.2% Lakeland Shores 16.6% 5.1% 2.0% -1.4% 3.2% 25.4% Landfall 0.1% 22.8% 0.0% -0.7% 3.0% 25.2% Mahtomedi 23.7% 2.8% 1.0% 0.9% 2.3% 30.6% Marine 32.0% -2.1% 5.4% 5.3% 1.2% 41.9% May 24.7% 9.0% -6.7% 5.2% 1.1% 33.4% Newport 17.3% 12.3% -3.5% 5.8% 0.6% 32.5% Oak Park Hgts 13.3% 8.1% 0.0% 3.0% 1.1% 25.4% Oakdale 16.3% 10.4% -1.3% 0.2% 1.3% 27.0% Pine Springs 25.5% 4.4% 3.2% -1.5% 1.7% 33.3% St. Mary's Point 20.2% 10.8% -1.8% -5.5% 0.9% 24.6% St. Paul Park 20.3% 7.8% -0.3% 4.8% 3.1% 35.8% Scandia 24.9% 4.9% -1.3% 3.5% 1.6% 33.7% Stillwater 16.7% 10.3% -1.3% 0.9% 2.5% 29.2% Stillwater Twp 20.8% 3.1% 0.8% -1.1% 9.8% 33.4% West Lakeland 19.3% 13.7% -6.2% 9.2% 0.9% 36.9% White Bear Lake 17.1% 0.2% 1.4% 1.7% 3.4% 23.7% Willernie 15.9% -1.8% 0.4% 8.0% 7.2% 29.8% Woodbury 16.0% 9.7% -2.7% 1.2% 0.4% 24.6% COUNTY 18.9% 9.0% -2.0% 1.8% 1.5% 29.3% 27 | Page Total Taxable Class: Parcel Counts 28 | Page Residential/SRR Class: Current Year Value Changes This table displays a breakdown of the number of value changes by percent change for the residential and seasonal recreational properties in each community for the 2026 assessment. The percent change groupings are listed across the top row of the table. For the 2026 assessment, 62.35% are receiving a valuation notice indicating an increase in their property value. Ov e r 1 5 % De c r e a s e 10 . 1 % - 15 % De c r e a s e 5. 1 % - 10 % De c r e a s e .1 % t o 5 % De c r e a s e No C h a n g e .1 % t o 5 % In c r e a s e 5. 1 % - 10 % In c r e a s e 10 . 1 % - 15 % In c r e a s e Ov e r 1 5 % In c r e a s e To t a l To t a l D e c r e a s e & N o C h a n g e To t a l I n c r e a s e Afton 2 4 56 61 100 701 192 76 63 1,255 223 1,032 Bayport 3 10 88 555 180 157 11 7 43 1,054 836 218 Baytown 5 28 257 434 51 67 8 14 31 895 775 120 Birchwood - 2 - 3 44 99 216 31 17 412 49 363 Cottage Grove 19 5 327 2,976 1,475 7,818 1,552 149 763 15,084 4,802 10,282 Dellwood 1 1 1 2 32 107 71 235 46 496 37 459 Denmark 1 - 1 - 90 235 314 76 30 747 92 655 Forest Lake 26 5 136 1,464 631 4,628 377 136 195 7,598 2,262 5,336 Grant 3 5 141 609 195 297 388 66 72 1,776 953 823 Grey Cloud 1 - - 101 37 6 2 1 3 151 139 12 Hastings - - - - 3 1 - - - 4 3 1 Hugo 5 19 376 2,435 798 2,634 337 39 331 6,974 3,633 3,341 Lake Elmo 3 6 33 1,045 481 2,398 712 188 421 5,287 1,568 3,719 Lake St. Croix 5 6 5 13 176 433 29 7 31 705 205 500 Lakeland 3 1 3 11 87 43 384 220 30 782 105 677 Lakeland Shores - - - 5 26 40 65 1 5 142 31 111 Landfall - - - - - - 1 - - 1 - 1 Mahtomedi 117 12 85 353 87 1,531 571 186 93 3,035 654 2,381 Marine 10 7 65 56 181 75 70 15 30 509 319 190 May 5 2 12 311 751 245 66 18 26 1,436 1,081 355 Newport 3 10 119 763 218 266 16 13 122 1,530 1,113 417 Oak Park Hgts 2 29 79 526 434 390 98 3 3 1,564 1,070 494 Oakdale 4 13 192 1,734 1,286 6,007 528 62 241 10,067 3,229 6,838 Pine Springs - - - 5 18 138 2 1 - 164 23 141 St. Mary's Point 44 - 5 19 73 122 20 3 9 295 141 154 St. Paul Park 10 - 5 420 644 800 80 24 81 2,064 1,079 985 Scandia 6 2 62 624 465 746 171 66 76 2,218 1,159 1,059 Stillwater 8 2 143 574 728 4,063 1,626 294 98 7,536 1,455 6,081 Stillwater Twp - 2 2 10 86 36 228 291 161 816 100 716 West Lakeland 1 6 24 454 121 700 93 17 30 1,446 606 840 White Bear Lake - - - 4 6 88 1 - - 99 10 89 Willernie 4 1 1 - 78 23 134 54 17 312 84 228 Woodbury 30 3 289 6,465 4,420 14,130 1,026 106 769 27,238 11,207 16,031 COUNTY 321 181 2,507 22,032 14,002 49,024 9,389 2,399 3,837 103,692 39,043 64,649 0.31% 0.17% 2.42% 21.25% 13.50% 47.28% 9.05% 2.31% 3.70% 100.00% 37.65% 62.35% 29 | Page MARKET VALUE SECTION Distribution of Market Value by Classification With new construction included the pattern of change in the county’s total value and classification value distribution can be seen in the following list of past assessment year data. Estimated Market Value (EMV) *includes new construction ay2022 ay2023 ay2024 ay2025 ay2026 Total EMV $47,713,887,100 $53,051,928,400 $52,840,493,700 $54,615,294,000 $56,257,009,700 Agriculture EMV $1,578,317,900 $1,650,874,300 $1,608,999,100 $1,636,791,900 $1,633,177,800 % of Total 3.3% 3.1% 3.0% 3.0% 2.9% Apartment EMV $2,492,341,700 $2,840,263,100 $3,012,759,500 $3,136,301,300 $3,195,558,700 % of Total 5.2% 5.4% 5.7% 5.7% 5.7% Commercial/Industrial EMV $4,395,244,900 $5,374,873,700 $5,450,273,100 $5,529,171,000 $5,567,608,100 % of Total 9.2% 10.1% 10.3% 10.1% 9.9% Residential/SRR EMV $39,247,982,600 $43,185,917,300 $42,786,652,200 $44,358,457,500 $45,860,665,100 % of Total 82.3% 81.4% 81.0% 81.2% 81.5% 2.9% 5.7% 9.9% 81.5% 2026 EMV Distribution by Classification Agriculture Apartment Commercial/Industrial Residential 30 | Page Median Values Historical Median Residential Improved Value: Residential/SRR (Combined Single Family and Townhome/Condo with improvement value ≥ $25,000) Median %Median %Median %Median %M edian % ay2022 Change ay2023 Change ay2024 Change ay2025 Change ay2026 Change Afton 597,000$ 22.1% 697,800$ 16.9% 617,600$ -11.5% 661,000$ 7.0% 676,400$ 2.3% Bayport 336,400$ 16.7% 375,100$ 11.5% 377,400$ 0.6% 389,700$ 3.3% 386,100$ -0.9% Baytown 691,900$ 17.4% 837,200$ 21.0% 841,000$ 0.5% 832,600$ -1.0% 822,100$ -1.3% Birchwood 435,400$ 22.7% 416,700$ -4.3% 437,400$ 5.0% 439,700$ 0.5% 470,700$ 7.1% Cottage Grove 328,600$ 21.4% 365,200$ 11.1% 354,500$ -2.9% 368,400$ 3.9% 375,900$ 2.0% Dellwood 804,900$ 17.0% 895,600$ 11.3% 854,200$ -4.6% 772,800$ -9.5% 865,900$ 12.0% Denmark 612,100$ 31.0% 655,500$ 7.1% 669,000$ 2.1% 643,600$ -3.8% 695,800$ 8.1% Forest Lake 361,000$ 28.3% 371,500$ 2.9% 383,600$ 3.3% 387,000$ 0.9% 394,800$ 2.0% Grant 618,400$ 22.8% 676,700$ 9.4% 654,000$ -3.4% 684,700$ 4.7% 693,800$ 1.3% Grey Cloud 480,500$ 29.4% 478,600$ -0.4% 488,700$ 2.1% 519,600$ 6.3% 512,700$ -1.3% Hastings Hugo 379,300$ 22.4% 408,700$ 7.8% 389,400$ -4.7% 408,700$ 5.0% 417,100$ 2.1% Lake Elmo 553,800$ 20.7% 585,700$ 5.8% 581,700$ -0.7% 585,800$ 0.7% 599,500$ 2.3% Lake St. Croix 293,700$ 17.5% 325,700$ 10.9% 300,000$ -7.9% 332,600$ 10.9% 341,100$ 2.6% Lakeland 349,000$ 17.5% 370,500$ 6.2% 337,200$ -9.0% 358,600$ 6.3% 392,400$ 9.4% Lakeland Shores 418,300$ 16.7% 444,400$ 6.2% 451,400$ 1.6% 437,300$ -3.1% 460,800$ 5.4% Landfall Mahtomedi 435,800$ 24.1% 444,100$ 1.9% 450,900$ 1.5% 455,900$ 1.1% 470,800$ 3.3% Marine 499,600$ 31.5% 477,300$ -4.5% 529,000$ 10.8% 556,100$ 5.1% 556,000$ 0.0% May 567,200$ 25.5% 621,700$ 9.6% 578,600$ -6.9% 644,400$ 11.4% 651,500$ 1.1% Newport 285,700$ 24.4% 325,500$ 13.9% 305,100$ -6.3% 327,500$ 7.3% 321,800$ -1.7% Oak Park Hgts 294,600$ 17.4% 322,400$ 9.4% 321,900$ -0.2% 350,000$ 8.7% 343,100$ -2.0% Oakdale 315,000$ 19.2% 343,300$ 9.0% 337,800$ -1.6% 342,700$ 1.5% 352,000$ 2.7% Pine Springs 538,900$ 25.6% 563,400$ 4.5% 582,400$ 3.4% 580,400$ -0.3% 592,000$ 2.0% St. Mary's Point 402,900$ 20.3% 446,500$ 10.8% 446,000$ -0.1% 403,800$ -9.5% 416,100$ 3.0% St. Paul Park 266,600$ 20.3% 277,600$ 4.1% 279,500$ 0.7% 291,500$ 4.3% 295,200$ 1.3% Scandia 476,800$ 27.0% 495,600$ 3.9% 497,600$ 0.4% 522,800$ 5.1% 524,500$ 0.3% Stillwater 373,800$ 19.3% 409,500$ 9.6% 409,400$ 0.0% 408,000$ -0.3% 424,000$ 3.9% Stillwater Twp 612,400$ 22.6% 630,500$ 3.0% 644,800$ 2.3% 643,500$ -0.2% 703,700$ 9.4% West Lakeland 606,500$ 20.5% 695,900$ 14.7% 648,300$ -6.8% 710,100$ 9.5% 715,600$ 0.8% White Bear Lake 345,500$ 25.0% 345,800$ 0.1% 354,600$ 2.5% 354,600$ 0.0% 356,100$ 0.4% Willernie 266,200$ 17.6% 254,500$ -4.4% 255,100$ 0.2% 282,800$ 10.9% 301,000$ 6.4% Woodbury 419,000$ 19.3% 456,600$ 9.0% 441,100$ -3.4% 451,500$ 2.4% 454,400$ 0.6% COUNTY MEDIAN 384,200$ 21.3% 415,600$ 8.2% 407,900$ -1.9% 417,400$ 2.3% 426,100$ 2.1% 31 | Page Historical Median Residential Improved Value: Townhomes/Condos (With improvement value ≥ $25,000) Median %Median %Median %Median %Median % ay2022 Change ay2023 Change ay2024 Change ay2025 Change ay2026 Change Bayport 418,700$ 14.8% 457,600$ 9.3% 443,300$ -3.1% 447,500$ 0.9% 451,800$ 1.0% Cottage Grove 236,300$ 18.7% 259,300$ 9.7% 248,000$ -4.4% 268,300$ 8.2% 269,300$ 0.4% Forest Lake 246,300$ 25.2% 261,900$ 6.3% 270,700$ 3.4% 273,000$ 0.8% 271,000$ -0.7% Hugo 254,800$ 20.2% 280,400$ 10.0% 268,400$ -4.3% 274,400$ 2.2% 270,700$ -1.3% Lake Elmo 341,800$ 10.4% 375,600$ 9.9% 368,100$ -2.0% 361,000$ -1.9% 376,000$ 4.2% Mahtomedi 340,600$ 21.0% 334,500$ -1.8% 339,700$ 1.6% 333,500$ -1.8% 337,100$ 1.1% Marine 291,200$ 32.4% 277,300$ -4.8% 290,900$ 4.9% 363,700$ 25.0% 363,700$ 0.0% Newport 212,300$ 21.7% 207,100$ -2.4% 229,200$ 10.7% 234,200$ 2.2% 232,200$ -0.9% Oak Park Hgts 270,200$ 33.6% 245,500$ -9.1% 263,000$ 7.1% 284,300$ 8.1% 284,300$ 0.0% Oakdale 220,000$ 13.1% 245,500$ 11.6% 242,000$ -1.4% 245,700$ 1.5% 242,000$ -1.5% St. Paul Park 241,100$ 20.7% 250,400$ 3.9% 239,300$ -4.4% 271,100$ 13.3% 278,700$ 2.8% Stillwater 299,400$ 13.9% 334,500$ 11.7% 327,000$ -2.2% 327,700$ 0.2% 331,500$ 1.2% Woodbury 261,900$ 13.0% 290,200$ 10.8% 280,600$ -3.3% 285,800$ 1.9% 287,400$ 0.6% COUNTY MEDIAN 251,500$ 16.0% 277,200$ 10.2% 271,800$ -1.9% 276,200$ 1.6% 275,800$ -0.1% 32 | Page Historical Median Residential Improved Value: Single Family (With improvement value ≥ $25,000) Median % Median % Median % Median % Median % ay2022 Change ay2023 Change ay2024 Change ay2025 Change ay2026 Change Afton 597,000$ 22.1% 697,800$ 16.9% 617,600$ 3.5% 661,000$ 7.0% 676,500$ 2.3% Bayport 332,300$ 17.3% 368,500$ 10.9% 375,400$ 13.0% 381,300$ 1.6% 377,400$ -1.0% Baytown 691,900$ 17.4% 837,200$ 21.0% 841,000$ 21.5% 832,600$ -1.0% 822,100$ -1.3% Birchwood 435,400$ 22.7% 416,700$ -4.3% 437,400$ 0.5% 439,700$ 0.5% 470,700$ 7.1% Cottage Grove 339,100$ 21.5% 379,200$ 11.8% 369,500$ 9.0% 381,500$ 3.2% 389,700$ 2.1% Dellwood 804,900$ 17.0% 895,600$ 11.3% 854,200$ 6.1% 772,800$ -9.5% 865,900$ 12.0% Denmark 612,100$ 31.0% 655,500$ 7.1% 669,000$ 9.3% 643,600$ -3.8% 695,800$ 8.1% Forest Lake 389,800$ 28.7% 399,800$ 2.6% 413,300$ 6.0% 415,700$ 0.6% 422,800$ 1.7% Grant 618,400$ 22.8% 676,700$ 9.4% 654,000$ 5.8% 684,700$ 4.7% 693,800$ 1.3% Grey Cloud 480,500$ 29.4% 478,600$ -0.4% 488,700$ 1.7% 519,600$ 6.3% 512,700$ -1.3% Hastings Hugo 450,200$ 21.0% 484,900$ 7.7% 467,400$ 3.8% 478,400$ 2.4% 485,100$ 1.4% Lake Elmo 563,500$ 21.3% 598,300$ 6.2% 600,100$ 6.5% 603,500$ 0.6% 619,000$ 2.6% Lake St. Croix 293,700$ 17.5% 325,700$ 10.9% 297,000$ 1.1% 327,900$ 10.4% 336,500$ 2.6% Lakeland 349,000$ 17.5% 370,500$ 6.2% 337,400$ -3.3% 359,300$ 6.5% 393,300$ 9.5% Lakeland Shores 418,300$ 16.7% 444,400$ 6.2% 451,400$ 7.9% 437,300$ -3.1% 462,300$ 5.7% Landfall Mahtomedi 451,300$ 24.8% 458,500$ 1.6% 467,800$ 3.7% 474,900$ 1.5% 487,200$ 2.6% Marine 513,900$ 35.3% 495,200$ -3.6% 539,900$ 5.1% 570,400$ 5.6% 564,700$ -1.0% May 567,200$ 25.5% 621,700$ 9.6% 578,600$ 2.0% 644,400$ 11.4% 651,500$ 1.1% Newport 289,400$ 26.0% 330,100$ 14.1% 309,500$ 6.9% 331,500$ 7.1% 326,100$ -1.6% Oak Park Hgts 314,500$ 16.2% 348,500$ 10.8% 346,300$ 10.1% 373,900$ 8.0% 364,200$ -2.6% Oakdale 340,900$ 19.8% 367,900$ 7.9% 363,400$ 6.6% 367,300$ 1.1% 377,800$ 2.9% Pine Springs 538,900$ 25.6% 563,400$ 4.5% 582,400$ 8.1% 580,400$ -0.3% 592,000$ 2.0% St. Mary's Point 402,900$ 20.3% 446,500$ 10.8% 446,000$ 10.7% 403,800$ -9.5% 416,100$ 3.0% St. Paul Park 268,900$ 21.3% 279,900$ 4.1% 282,400$ 5.0% 293,600$ 4.0% 296,500$ 1.0% Scandia 476,800$ 27.0% 495,600$ 3.9% 498,100$ 4.5% 522,900$ 5.0% 525,300$ 0.5% Stillwater 387,600$ 20.4% 422,800$ 9.1% 422,600$ 9.0% 423,300$ 0.2% 439,600$ 3.9% Stillwater Twp 612,400$ 22.6% 630,500$ 3.0% 644,800$ 5.3% 643,500$ -0.2% 704,300$ 9.4% West Lakeland 606,500$ 20.5% 695,900$ 14.7% 648,300$ 6.9% 710,100$ 9.5% 715,600$ 0.8% White Bear Lake 345,500$ 25.0% 345,800$ 0.1% 354,600$ 2.6% 354,600$ 0.0% 356,100$ 0.4% Willernie 266,200$ 17.6% 254,500$ -4.4% 251,500$ -5.5% 278,000$ 10.5% 301,000$ 8.3% Woodbury 476,100$ 20.4% 520,000$ 9.2% 503,700$ 5.8% 512,700$ 1.8% 521,800$ 1.8% COUNTY MEDIAN 425,900$ 22.4% 460,600$ 8.1% 452,200$ 6.2% 463,200$ 2.4% 472,200$ 1.9% 33 | Page Single Family and Townhome/Condo breakdown (Data from pages 31 & 32) (With improvement value ≥ $25,000) Historical County Median Residential Improved Value (Data from page 30) (Includes both Single Family and Townhome/Condo with improvement value ≥ $25,000) ay2022 ay2023 ay2024 ay2025 ay2026 $425,900 $460,600 $452,200 $463,200 $472,200 $251,500 $277,200 $271,800 $276,200 $275,800 Median Residential Value by Dwelling Type Townhome/Condo Single Family 360,000 370,000 380,000 390,000 400,000 410,000 420,000 430,000 ay2022 ay2023 ay2024 ay2025 ay2026 $384,200 $415,600 $407,900 $417,400 $426,100 Median Residential Improved Value 34 | Page OTHER ASSESSMENT RELATED INFORMATION New Construction Current New Construction Starts: All Classifications SFR TH/Condo Comm/Ind Apartment Exempt Total Calendar Year 2025 2025 2025 2025 2025 2025 New Starts New Starts New Starts New Starts New Starts New Starts Afton 9 0 2 0 0 11 Bayport 2 0 0 0 1 3 Baytown 16 0 0 0 0 16 Birchwood 1 0 0 0 0 1 Cottage Grove 252 35 1 0 0 288 Dellwood 2 0 0 0 0 2 Denmark 3 0 0 0 0 3 Forest Lake 59 24 0 0 0 83 Grant 12 0 0 0 1 13 Grey Cloud 0 0 0 0 0 0 Hastings 0 0 0 0 0 0 Hugo 133 0 2 1 0 136 Lake Elmo 163 0 2 2 1 168 Lake St. Croix 1 0 0 0 0 1 Lakeland 0 0 0 0 0 0 Lakeland Shores 0 0 1 0 0 1 Landfall 0 0 0 0 0 0 Mahtomedi 7 0 0 1 0 8 Marine 3 0 0 0 0 3 May 5 0 0 0 0 5 Newport 3 0 0 1 0 4 Oak Park Hgts 0 0 0 0 1 1 Oakdale 59 4 2 1 1 67 Pine Springs 0 0 0 0 0 0 St. Mary's Point 1 0 0 0 0 1 St. Paul Park 1 0 0 0 0 1 Scandia 10 0 0 0 0 10 Stillwater 5 0 2 1 1 9 Stillwater Twp 6 0 0 0 0 6 West Lakeland 6 0 0 0 0 6 White Bear Lake 0 0 0 0 0 0 Willernie 0 0 0 0 0 0 Woodbury 214 78 6 3 3 304 COUNTY 973 141 18 10 9 1,151 35 | Page Past & Current New Construction Starts: Single Family and Townhome/Condo 2021 2022 2023 2024 2025 New Starts New Starts New Starts New Starts New Starts Afton 19 11 7 3 9 Bayport 8 14 3 1 2 Baytown 9 12 18 16 16 Birchwood 1 0 2 1 1 Cottage Grove 536 406 307 335 287 Dellwood 2 3 0 1 2 Denmark 15 6 3 7 3 Forest Lake 41 34 19 94 83 Grant 19 14 7 7 12 Grey Cloud 0 0 0 0 0 Hastings 0 0 0 0 0 Hugo 197 110 119 170 133 Lake Elmo 326 162 202 96 163 Lake St. Croix 0 1 0 1 1 Lakeland 1 0 2 0 0 Lakeland Shores 0 1 1 0 0 Landfall 0 0 0 0 0 Mahtomedi 6 6 14 4 7 Marine 5 6 2 2 3 May 3 8 4 15 5 Newport 70 10 6 0 3 Oak Park Hgts 5 1 0 2 0 Oakdale 24 69 48 94 63 Pine Springs 0 0 0 0 0 St. Mary's Point 2 0 0 0 1 St. Paul Park 1 1 6 4 1 Scandia 20 21 10 9 10 Stillwater 39 26 11 7 5 Stillwater Twp 6 1 4 3 6 West Lakeland 18 6 2 4 6 White Bear Lake 0 0 0 0 0 Willernie 2 3 0 0 0 Woodbury 533 352 482 470 292 COUNTY 1,908 1,284 1,279 1,346 1,114 Calendar Year 36 | Page Historical New Construction Summary: All Classifications New Construction Reviews 2021 2022 2023 2024 2025 ay2022 ay2023 ay2024 ay2025 ay2026 Single Family 1,592 1,066 975 1,122 973 Townhome / Condo 316 218 304 224 141 Apartment 4 9 7 4 10 Commercial / Industrial 18 23 16 15 18 Misc. Permits 3,527 3,601 2,916 3,607 3,429 TOTAL 5,457 4,917 4,218 4,972 4,571 Taxable Value Added $987,855,900 $1,121,556,700 $897,986,300 $889,609,200 $817,127,300 Historical Comparison of New Construction: ay22–ay26 0 1,000 2,000 3,000 4,000 5,000 6,000 ay2022 ay2023 ay2024 ay2025 ay2026 5,457 4,917 4,218 4,972 4,571 New Construction Reviews (New Starts & Misc. Permit) 37 | Page Appraiser Activity: Permit & Quintile Review Counts Current state law mandates that all property must be re-assessed each year and reviewed once every five years (aka quintile). Staff also inspect properties that have taken out a construction permit during the course of the year. During 2025 (for the 2026 assessment), the Assessor Division appraisers and locally hired assessors reviewed 31,297 properties. Below is the breakdown of the properties that were reviewed over the last five years. 2021 2022 2023 2024 2025 ay2022 ay2023 ay2024 ay2025 ay2026 Residential Quintile 23,008 22,605 21,696 21,130 25,609 Apt/CI Reviews 499 1,240 1,320 927 1,098 New Construction Reviews 5,457 4,917 4,218 4,972 4,580 Misc Reviews 1,494 2 1,474 0 10 TOTAL 30,458 28,764 28,708 27,029 31,297 38 | Page Appraiser Activity: Tax Petition Related Minnesota Tax Court has been established by the Minnesota Legislature for the purpose of hearing only tax related cases. The Court’s judges have expertise in tax laws and apply that knowledge in a manner to ensure that taxpayers are assessed in a fair and equitable way. The tax petition process is a complicated and ever-changing part of our business. The entire process continues to consume a large amount of our Commercial/Industrial/Apartment appraiser workload. The table below provides a summary of the petition filings in Washington County over the last five payable years. Petitions related to taxes payable in 2025 decrease slightly in the number of petitions filed by 10 petitions. There was an increase in the number of residential petition filings. The total value under petitions filed for pay2025 increased roughly 3.2% when compared to the previous year. Number of Petitions Filed Payable Year 2021 2022 2023 2024 2025 Residential 5 6 4 5 10 Commercial/Industrial 179 149 114 175 166 Apartment 17 15 37 50 44 TOTAL 201 170 155 230 220 Value Under Petitions Filed Payable Year 2021 2022 2023 2024 2025 Residential $4,333,700 $7,242,400 $3,474,200 $44,469,400 $58,361,900 Commercial/Industrial $1,336,984,000 $1,228,442,100 $925,542,600 $1,405,576,500 $1,502,309,100 Apartment $345,661,300 $278,996,400 $1,021,577,000 $1,292,952,800 $1,269,746,700 TOTAL $1,686,979,000 $1,514,680,900 $1,950,593,800 $2,742,998,700 $2,830,417,700 39 | Page Tax Petitions for Payable Years 2021-2025 0 20 40 60 80 100 120 140 160 180 Pay 2021 Pay 2022 Pay 2023 Pay 2024 Pay 2025 5 6 4 5 10 179 149 114 175 166 17 15 37 50 44 Number of Petitions Filed (by classification) Residential Commercial/Industrial Apartment Pay 2021 Pay 2022 Pay 2023 Pay 2024 Pay 2025 $1,686,979,000 $1,514,680,900 $1,950,593,800 $2,742,998,700 $2,830,417,700 Value Under Petitions Filed (all classifications) 40 | Page Assessment Process: Statutory Requirements Minnesota law establishes specific requirements for the entire property tax system, including the assessment of property (M.S. Chapter 273). These requirements have not changed during the past year. The laws require the following: 1. All real property is to be valued at market value, which is defined as the usual or most likely selling price at the time of assessment. Special qualified exclusions such as the Veterans’ Exclusion are subtracted from the market value to arrive at the taxable value. 2. Property is classified according to state law, and the tax capacity is calculated. 3. The tax capacity is multiplied by the tax rate (the total of county, school, city, and miscellaneous levies) to determine the amount of property tax. The annual property assessment focuses on the very first step of this process - establishing an estimated market value for each parcel of property. Market values are assessed locally by either a county employed appraiser or a locally hired assessor. The work of both county and local assessors is monitored by the County Assessor, whose work is in turn monitored by the Minnesota Department of Revenue. The monitoring agency is authorized by law to adjust the property assessment to help ensure county-wide and state-wide equalization of property assessments. The County Assessor has established the standard that all Washington County communities, with at least six (6) sales in their sales study, have a community median ratio in the range of 93%-96% of actual market values in relationship to time-adjusted sales prices. At times, local assessment levels have been adjusted by the County Assessor or the State of Minnesota. State law also requires that each individual property be reviewed by the assessor at least once every five years. Each community has a rotating revaluation schedule to ensure that this requirement is met. What is market value? Minnesota Statue 273.03 defines market value as “… the usual selling price at the time of assessment.” The Assessor’s Office works throughout the year to estimate market values of each property for the following January 2nd assessment date. 41 | Page How is market value determined? Review Property: Approximately every fifth year, an appraiser working under the supervision of the County Assessor will review the property. Any property that had a building permit issued in a given year is reviewed and the new value is calculated as of January 2nd following the construction. Gather Information: The appraiser gathers information on all characteristics of the property that affect market value, such as size, age, quality of construction, basement finish, and extra features, such as fireplaces, walk-out basements, et cetera. Compute Value: The characteristics are entered into a computerized system (CAMA). Information on actual market sales is used to establish the building and component rates used to calculate the property’s market value. The market value estimated by the appraiser should be very close to the amount the property would sell for, if placed on the open market. Why may market value change from year to year? Property values change continuously depending on the economic conditions affecting the local market. In addition to market changes, physical changes made to a property can also affect its market value. All factors are considered in estimating the value of property. 42 | Page Appeals Process In Minnesota, property tax laws provide the legal parameters that govern the work of assessors. These statutes lay down a cycle of assessment activities that are conducted on an annual basis. Each year, assessors are required to work on a number of tasks that include listing, valuing, and classifying all taxable properties; processing both real and personal property transfers; analyzing market data; monitoring assessment levels for several different classes of property; and arranging and conducting an appeals process. The latter of these activities is a key part of the assessment cycle that provides property owners with an opportunity to review and, if necessary, challenge their estimate of market value and/or classification that will be used for taxation purposes in the following year. At what point in the assessment cycle does the appeals process begin? The appeals process begins in March and extends through June. When property owners receive their Valuation Notices during the month of March, they should read them carefully for instructions about deadlines, filing procedures, meeting dates and times. If they are not clear, they should call the assessor’s office for clarification and additional information because a missed deadline, an incorrect filing, or the failure to attend a scheduled meeting can cause an appeal to be dismissed. What steps should property owners take to appeal their assessments? There are two avenues of appeal that property owners may take to challenge their assessments. The first route is referred to as the three-step appeal and the second is known as the one-step appeal. These steps are illustrated in the flow chart on the following page. How should property owners begin their appeal? Property owners are encouraged to contact their appraiser to discuss their property assessment concerns. An informal meeting can be scheduled to review the property, examine market data, answer questions, and clarify the valuation and classification practices used. This discussion can also be handled by telephone, mail, or email during regular business hours. 43 | Page Appeals Process: What are the options? Appeal to your Local Board of Appeal & Equalization (LBAE) or attend one of three regional Open Book meetings (meeting times & locations are listed on your valuation notice). •Appeal in person, by letter, or by designated representative. •If your appeal is not addressed to your satisfaction, or you and the County staff cannot agree to a change in valuation or classification, continue to the next step. Appeal to the Washington County Board of Appeal & Equalization (CBAE). •You must have first appealed to your LBAE (unless your property is in an Open Book community) Check your valuation notice to verify. •The CBAE meets in June - Call the Assessor’s Office at 651-430-6175 by May 1, 2026, to make an appointment. •If you still do not feel your concerns have been addressed to your satisfaction, you may next appeal to the Minnesota Tax Court. Appeal in the Minnesota Tax Court •Appeals may be filed up until April 30th of the year when the taxes are due. •The Tax Court can be contacted at 651-539-3260 for more information on procedures, forms, and filing fees. Regular Division •Can be used for any property type •Must be used for property assessed > $300,000 •Can be appealed to the Supreme Court Small Claims Division •All homestead property 1 unit/parcel/petition •Homestead classifications •Assessed < $300,000 •All decisions are final First Contact the County Assessor’s Office or your Local Assessor 651-430-6175. •Discuss your concerns with the assessor or an appraiser. •Compare values of neighboring or similar properties. •Review local comparable sales information. •If you and your assessor or the County staff do not agree, continue below: Ap p e a l d i r e c t l y t o T a x C o u r t ( O n e -St e p A p p e a l ) 44 | Page Property Tax Calendar 45 | Page 46 | Page 2026 Local Board & Open Book Meeting Schedule City/Township Format Meeting Date Time Location Mahtomedi Local Board Wednesday, April 1, 2026 5:00 PM Mahtomedi City Hall | 600 Stillwater Rd Hugo Thursday, April 2, 2026 5:30 PM Hugo City Hall | 14669 Fitzgerald Ave N Baytown Monday, April 6, 2026 4:00 PM Baytown Community Center | 4020 McDonald Dr N Marine on St Croix Tuesday, April 7, 2026 9:00 AM Marine on St Croix City Hall | 121 Judd St Denmark Tuesday, April 7, 2026 4:30 PM Denmark Town Hall | 14008 90th St S Birchwood Tuesday, April 7, 2026 6:00 PM Birchwood Village City Hall | 207 Birchwood Ave Scandia Monday, April 13, 2026 5:00 PM Scandia Community Center | 14727 209th St N Forest Lake Monday, April 13, 2026 5:00 PM Forest Lake City Hall | 1408 Lake St S Dellwood Tuesday, April 14, 2026 4:00 PM Dellwood City Hall | 111 Wildwood Rd Lake Elmo Tuesday, April 14, 2026 4:30 PM Lake Elmo City Hall | 3880 Laverne Ave N May Wednesday, April 15, 2026 9:00 AM May Town Hall | 13939 Norell Ave N Willernie Monday, April 20, 2026 5:30 PM Willernie City Hall | 111 Wildwood Rd Afton Open Book May attend any one of three Regional Open Book meetings NOTE: The Oakdale City Hall & Woodbury City Hall meeting locations have been replaced by one meeting at the new Central Service Center, in Woodbury Bayport Cottage Grove Grant Grey Cloud Island Township Hastings Regional Open Book-Cottage Grove Cottage Grove Service Center Lake St Croix Beach Thursday April 2, 2026 5-7 PM 13000 Ravine Parkway Lakeland Room 150 Lakeland Shores Landfall Regional Open Book-Woodbury Central Service Center Newport Thursday April 16, 2026 5-7 PM 1261 Woodlane Dr Oak Park Heights Room F201 Oakdale Pine Springs Regional Open Book-Stillwater Washington Cty Govt Center St Mary's Point Wednesday April 22, 2026 2-7 PM 14949 62nd St N St Paul Park 5th Floor - Rm 5599 Stillwater City Stillwater Township West Lakeland White Bear Lake Woodbury Govt Center County Board Tuesday, June 16, 2026 5:00 PM **By Appointment Govt Center Tuesday, June 23, 2026 11:00 AM (times subject to change) **Appointment deadline for County Board Friday May 1, 2026